Sheffield BBT
Long-term fixed-rate recreational financing with fast decisions.
Golf Cart Financing
How does golf cart financing work?
Approved buyers get 0% APR for 48 months during the Memorial Day Golf Cart Sales Event, so the monthly payment is simply the price divided by 48 with no interest added. We work with six lenders, several of which prequalify on a soft pull that does not affect your credit score.
What does a golf cart cost per month?
At 0% APR the arithmetic is straightforward — price divided by term. Our current stock runs $2,500 to $15,500, which is 52 to 323 dollars a month over 48 months.
| Cart price | 48 months | 36 months | 24 months |
|---|---|---|---|
| $2,500 | $52 | $69 | $104 |
| $5,000 | $104 | $139 | $208 |
| $7,500 | $156 | $208 | $313 |
| $10,000 | $208 | $278 | $417 |
| $12,500 | $260 | $347 | $521 |
| $15,000 | $313 | $417 | $625 |
Estimates at 0% APR on approved credit. Tax, title, registration and delivery are not included. Your actual rate and term depend on the lender's decision.
What do you need to prequalify?
- Your legal name, address and date of birth.
- Employment and gross annual income.
- A rough idea of the cart price — the listing page price is fine.
Several of the lenders below run a soft pull for prequalification, which does not affect your score. A hard pull happens only when you accept an offer.
Can a business or municipality finance a fleet?
Yes. Univest Capital and DLL Financial handle commercial and municipal structures including leases and multi-unit orders, which the retail 0% programme does not cover. If you are buying more than two carts, see fleet golf carts and ask for commercial when you call.
Our financing partners
BLI Heartland
Flexible terms and seasonal payment options for powersports buyers.
DLL Financial
Established equipment lender with competitive promotional rates.
Roadrunner / Octane
Soft-pull prequalification in minutes with no credit score impact.
Univest Capital
Commercial and fleet financing for resorts, clubs and communities.
Dealer Direct
Multi-lender marketplace matching you to the best available offer.
Applications are submitted directly to each lender on their own site — we never handle your credit information on this one. If you would rather not fill anything in, call 844-456-2228 and a specialist will walk the options with you.
Does a trade-in change the financing?
It reduces the amount financed, which reduces the payment. Trade value stacks on top of event pricing rather than replacing it — see trading in your golf cart.
Questions and answers
Do you offer 0% financing during the Memorial Day event?
Yes. 0% APR for 48 months is available on approved credit through our lending partners, including Sheffield BBT, BLI Heartland, DLL Financial, Roadrunner/Octane, Univest Capital and Dealer Direct. On a $12,000 cart that is $250 per month with no interest. Applications take a few minutes and most partners offer a soft-pull prequalification.
Are golf carts actually cheaper during the Memorial Day sale?
Yes. Memorial Day is one of the two largest golf cart buying holidays of the year, alongside Memorial Day. Dealers clear current model-year inventory ahead of the summer changeover, so Memorial Day pricing is typically the lowest of the summer on in-stock new carts and on trade-in used carts.
How much does a golf cart cost during the Memorial Day sales event?
Used golf carts generally start in the $4,000–$8,000 range, new electric four-passenger carts commonly run $8,000–$14,000, and lifted six-passenger street legal lithium models run $14,000–$22,000. Live event pricing for every cart in stock is published on the inventory pages of this site and refreshed daily.
Talk to someone about a golf cart today
Memorial Day Golf Cart Sales Event pricing is live. Call and a product specialist will check stock across every location while you are on the phone.
Monday – Saturday, 9:00 AM – 5:00 PM. Closed Sunday.